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13 January 2021
The extension is possible due to the reactivation of the Guidelines for statutory and non-statutory moratorium on the repayment of
08 January 2021
  Due to the tax changes that entered into force on January 1st, 2021 and that affect the real estate companies,
23 December 2020
Investment-construction process applications submitted by December 30, 2020 will still be examined according to the old provisions. The Minister of

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The extension is possible due to the reactivation of the Guidelines for statutory and non-statutory moratorium on the repayment of the loans by the European Banking Authority, which have extended the date for the application of the moratorium until March 31st, 2021.

 

Among the entities able to use a mechanism there are medium and big entrepreneurs who run a business activity in the scope of space rental in commercial and service buildings, also commercial parks, where the sales or services area is above 2000m2.

 

The aid measures included in the mechanism cover moratorium on capital instalments and capital and interest instalments for the maximum of 3 or 6 months, depending on whether the entity has already used the first moratorium. Moreover, they also cover renewable products, leasing products and factoring products – renewal and moratorium in this case i also dependent on whether the entity has already used the first moratorium.

 

According to the assumptions, moratorium will cover the aid measures from January 18th, 2021 to March 31st, 2021.

 

Polish Commercial Real Estate Chamber, on December 8th, 2020, alongside with Polish Council of Shopping Centres, Polish Hotels Commercial Chamber and the Association of the Employers of the Polish Commercial Buildings and Partners wrote a letter to the Polish Financial Supervision Authority and the Polish Banks Association aiming to consider the commercial real estate sector in the creation of the regulations enabling making the conditions and operating terms of the loans more flexible, including a temporary suspension of the disbursement of loan commitments.

 

More detailed information about the criteria that have to be met by an entity interested in the moratorium can be found below:

https://zbp.pl/aktualnosci/komunikaty/przedluzenie-moriatorium-na-kredyty

 

Polish Banks Association has published a statement in regard to the extension of the loan moratorium

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13 January 2021

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